We were falling behind on our mortgage when we contacted House Buyer Network. Not only did they help us sell our property, but it was sold quickly and with real class.

We were able to save our credit and walk away from the closing table with cash in our pockets. What a big relief! Thanks House Buyer Network.

–Timothy and Julie U.

Free Resources

  House Buyer Network is a single-source solution for the property selling process. Through our strategic partnerships, we can not only assist you in the selling of your home, but also provide you with resources like moving services, mortgage services,sell house Sacramento fast for cash and home insurance products.  

Benefits of Working With Us

Cash Offer

When you fill out the form or call us, we will get you a no-obligation cash offer.

Close Fast

In most situations we can close within a few weeks or less.

Easy Process

Our goal at House Buyer Network™ is to make the home-selling experience straight forward and stress free.


Forget about making those costly repairs. We'll buy your home in it's current condition.

  • Mortgage Issues
  • Behind on Taxes
  • Problem Tenants
  • Title Issues
  • Divorce
  • Condemned Property
  • Probate
  • No Equity
  • Expired Listing
  • Pre-foreclosure
  • Bankruptcy
  • Retiring
  • Fire Damage
  • Code Violations
  • Hoarders
  • Downsizing
  • Liquidating assets
  • Disability
  • Title Issues
  • Liens
  • Squatters
  • Inherited
  • Trouble Selling
  • Ugly House
  • Extensive Repairs
  • Job Loss
  • Relocation
  • Medical Bills
  • Legal Bills
  • Judgements


This is a purchase arrangement where the seller sells his/her home by having the buyer take title to the home and begin making payments to the lender for the mortgage and property taxes.
In a subject-to transaction, the seller still will be liable for the mortgage payment even though the buyer has taken over the payment.

Many times a subject-to transaction will include a cash down payment to the seller to make up the difference in the value of the home for previous payments.

Subject-to transactions are good for people who need to sell a property in a hurry and do not have time to go through a realtor.

Grace Cunningham has lived in her home for fifteen years.
She is a single mom and just got a job transfer across the country, which will take place in one month’s time.
She realizes that she will not be able to have the home sold through a realtor in that short time, and needs be out from under the home before she moves as she will not be able to carry two mortgage payments.

Grace’s credit is strong, and she has equity in the home.
The home is appraised at $150,000 and she has a mortgage balance of $87,000 ($120,000 loan at 6% Interest).
Grace may find a buyer to take over her $720 monthly mortgage payment and receive a cash down payment from the buyer to cover a portion of the $63,000 she has already paid off.
This would allow grace to have some money for a down payment on her new home and be out from under her previous mortgage.

Talk to our home buyers about selling your home >>

<< Back to the Glossary of Real Estate Terms

How you buy

Few things in life inspire such uncertainty and fear as buying or selling a home, so we’d like to share our knowledge with you as time goes by to help make that a little less stressful.. Click here to get more info

Reverse Mortgage

A reverse mortgage is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that built up over years of home mortgage payments can be paid to you.

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